Actuarial Guideline 38 (AG 38) – What Does It Mean?
I was sitting down to write about AG 38 and it occurred to me that I had just sent an email to some new clients and their professional advisors which would sum things up in a non-technical way as easily as anything else I could write. Below is simply an excerpt of that note.
I feel it is important that you and your clients not be railroaded into action through scare tactics but it is equally important to understand that what agents and other advisors in the market are saying may have significant merit.
———————————————————————— Read more…