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	<title>Bill Boersma:  On Life Insurance</title>
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		<title>My Take on a Life Insurance “Scandal”</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/206#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/206#comments</comments>
		<pubDate>Tue, 10 Aug 2010 19:25:42 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=206</guid>
		<description><![CDATA[Recently I listened to a piece on NPR which was based on an investigation by Bloomberg Markets magazine.  There was a piece on July 28 on “All Things Considered” and a separate, related piece on July 29 on “Morning Edition.”  
Bloomberg’s Piece 
NPR’s “Life Insurance Firms Profit From Death Benefits”  
NPR’s “Expert [...]]]></description>
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		<title>What’s Up With Life Settlements?</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/196#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/196#comments</comments>
		<pubDate>Thu, 24 Jun 2010 19:39:16 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=196</guid>
		<description><![CDATA[After all the activity and fuss regarding life settlements over the past number of years, why isn’t there as much conversation now as there used to be? Where is this market heading? Who should be paying attention?

I’ve had a hand in the life settlement market for over a dozen years, seeing the early market, the [...]]]></description>
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		<title>Bill Boersma in the Grand Rapids Business Journal</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/188#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/188#comments</comments>
		<pubDate>Thu, 06 May 2010 18:59:32 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=188</guid>
		<description><![CDATA[Life insurance is a vital consideration for family business
Let’s face it, not a lot of us are excited about life insurance. “A necessary evil” is how it is often described.   However, if one took the time to study the economic dynamics and risk mitigation aspects of an appropriately procured, well designed and regularly [...]]]></description>
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		<title>What Is IRC Section 101(j)?</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/181#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/181#comments</comments>
		<pubDate>Thu, 01 Apr 2010 12:45:32 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[101(j)]]></category>
		<category><![CDATA[Bill Boersma]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Opportunity Concepts]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=181</guid>
		<description><![CDATA[I am writing about this 2006 law today because, from my perspective and through personal experience, I do not see very many insurance and professional advisors talking with their clients about this issue.  The potential downside in terms of unexpected   taxation could make for a nasty surprise which your clients would almost assuredly [...]]]></description>
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		<title>National Underwriter Feature: Agents becoming more assertive about settlement market</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/174#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/174#comments</comments>
		<pubDate>Thu, 25 Mar 2010 16:49:45 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=174</guid>
		<description><![CDATA[Below you will find a link to a National Underwriter article published this week to which I was asked to contribute. It&#8217;s always interesting to see how  an extended conversation is going to be boiled down to a handful of quotes. Fortunately, the gist of my comments came across accurately. However, there is a [...]]]></description>
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		<title>Life Insurance for Charity &amp; Nonprofits Part II</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/163#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/163#comments</comments>
		<pubDate>Tue, 16 Mar 2010 19:10:31 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=163</guid>
		<description><![CDATA[So, after writing about the poor state of charity owned life insurance in Part I, why is life insurance regularly utilized in charity planning and what’s my take on it?  This discussion will focus solely  on the economic dynamics of a life insurance policy from a “dollars in, dollars out” internal rate of return [...]]]></description>
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		<title>Life Insurance for Charity &amp; Nonprofits Part I</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/153#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/153#comments</comments>
		<pubDate>Tue, 23 Feb 2010 19:39:56 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=153</guid>
		<description><![CDATA[The non profit community is a market with which I work on life insurance strategy development as well as provide policy audit and policy management services. What I see is interesting. The institutions that you would think may have numerous policies  have almost none and others that you would guess not to have many [...]]]></description>
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		<title>Have Your Cake and Eat It Too</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/138#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/138#comments</comments>
		<pubDate>Tue, 26 Jan 2010 18:55:28 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=138</guid>
		<description><![CDATA[Today’s commentary is simply a product discussion; the life insurance / long term care combo product.  This is by no means a new concept and there have been companies with such a product for quite some time but lately there seems to be a  noticeable increase in interest for these types of policies.
When people [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Good Agent + Good Company = Good Policy?  Think Again!</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/132#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/132#comments</comments>
		<pubDate>Thu, 14 Jan 2010 15:39:27 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=132</guid>
		<description><![CDATA[When I’m out and about speaking with advisors regarding what’s going on in the life insurance industry, it’s not hard to see that conventional wisdom (rhetoric) has blinded many people.  What I mean by this is that there is often an automatic assumption that  if their clients have insurance policies issued by the top [...]]]></description>
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		<title>Another Kind of Life Insurance Disaster?</title>
		<link>http://www.billboersmaonlifeinsurance.info/archives/122#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed</link>
		<comments>http://www.billboersmaonlifeinsurance.info/archives/122#comments</comments>
		<pubDate>Thu, 17 Dec 2009 14:49:02 +0000</pubDate>
		<dc:creator>bboersma</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.billboersmaonlifeinsurance.info/?p=122</guid>
		<description><![CDATA[While I have a file full of topics to write on, I tend to pay attention to issues I have been seeing or cases I’ve been engaged in recently. 
The importance of insurance consulting continues to be  meaningful to some and a mystery to others, although many people are now starting to understand that life insurance [...]]]></description>
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